Call report 2012Q4
SMARTBIZ BANK, N.A. — 2012Q4
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 73,947,000 | USD | evidence → |
| Total loans | 44,666,000 | USD | evidence → |
| Allowance for loan losses | 3,985,000 | USD | evidence → |
| Securities available for sale | 12,005,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 64,606,000 | USD | evidence → |
| Interest-bearing deposits | 59,558,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,048,000 | USD | evidence → |
| Equity capital | 7,560,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,495,000 | USD | evidence → |
| Interest expense | 653,000 | USD | evidence → |
| Net interest income | 1,842,000 | USD | evidence → |
| Noninterest income | -542,000 | USD | evidence → |
| Noninterest expense | 4,012,000 | USD | evidence → |
| Provision for loan losses | 1,725,000 | USD | evidence → |
| Pretax income | -4,437,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -4,437,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,515,000 | USD | evidence → |
| Total capital | 8,251,000 | USD | evidence → |
| Risk-weighted assets | 55,603,000 | USD | evidence → |