Call report 2012Q2
SMARTBIZ BANK, N.A. — 2012Q2
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 90,038,000 | USD | evidence → |
| Total loans | 54,735,000 | USD | evidence → |
| Allowance for loan losses | 3,895,000 | USD | evidence → |
| Securities available for sale | 13,817,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 78,116,000 | USD | evidence → |
| Interest-bearing deposits | 72,243,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,873,000 | USD | evidence → |
| Equity capital | 9,157,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,375,000 | USD | evidence → |
| Interest expense | 378,000 | USD | evidence → |
| Net interest income | 997,000 | USD | evidence → |
| Noninterest income | -26,000 | USD | evidence → |
| Noninterest expense | 1,813,000 | USD | evidence → |
| Provision for loan losses | 475,000 | USD | evidence → |
| Pretax income | -1,317,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -1,317,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,136,000 | USD | evidence → |
| Total capital | 9,999,000 | USD | evidence → |
| Risk-weighted assets | 66,051,000 | USD | evidence → |