Call report 2012Q1
SMARTBIZ BANK, N.A. — 2012Q1
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 94,718,000 | USD | evidence → |
| Total loans | 57,203,000 | USD | evidence → |
| Allowance for loan losses | 4,021,000 | USD | evidence → |
| Securities available for sale | 14,640,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 83,191,000 | USD | evidence → |
| Interest-bearing deposits | 77,842,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,349,000 | USD | evidence → |
| Equity capital | 9,581,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 706,000 | USD | evidence → |
| Interest expense | 211,000 | USD | evidence → |
| Net interest income | 495,000 | USD | evidence → |
| Noninterest income | 20,000 | USD | evidence → |
| Noninterest expense | 1,018,000 | USD | evidence → |
| Provision for loan losses | 375,000 | USD | evidence → |
| Pretax income | -878,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -878,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,574,000 | USD | evidence → |
| Total capital | 10,460,000 | USD | evidence → |
| Risk-weighted assets | 67,718,000 | USD | evidence → |