Call report 2008Q3
SMARTBIZ BANK, N.A. — 2008Q3
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 126,321,000 | USD | evidence → |
| Total loans | 106,760,000 | USD | evidence → |
| Allowance for loan losses | 1,803,000 | USD | evidence → |
| Securities available for sale | 1,994,000 | USD | evidence → |
| Securities held to maturity | 2,500,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 105,733,000 | USD | evidence → |
| Interest-bearing deposits | 100,293,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,440,000 | USD | evidence → |
| Equity capital | 16,963,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,718,000 | USD | evidence → |
| Interest expense | 2,776,000 | USD | evidence → |
| Net interest income | 1,942,000 | USD | evidence → |
| Noninterest income | 208,000 | USD | evidence → |
| Noninterest expense | 2,674,000 | USD | evidence → |
| Provision for loan losses | 603,000 | USD | evidence → |
| Pretax income | -1,117,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -1,117,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,969,000 | USD | evidence → |
| Total capital | 18,343,000 | USD | evidence → |
| Risk-weighted assets | 109,510,000 | USD | evidence → |