Call report 2008Q2
SMARTBIZ BANK, N.A. — 2008Q2
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 115,522,000 | USD | evidence → |
| Total loans | 102,802,000 | USD | evidence → |
| Allowance for loan losses | 1,547,000 | USD | evidence → |
| Securities available for sale | 993,000 | USD | evidence → |
| Securities held to maturity | 2,500,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 93,012,000 | USD | evidence → |
| Interest-bearing deposits | 88,850,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,161,000 | USD | evidence → |
| Equity capital | 17,545,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,103,000 | USD | evidence → |
| Interest expense | 1,799,000 | USD | evidence → |
| Net interest income | 1,304,000 | USD | evidence → |
| Noninterest income | 143,000 | USD | evidence → |
| Noninterest expense | 1,597,000 | USD | evidence → |
| Provision for loan losses | 347,000 | USD | evidence → |
| Pretax income | -487,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -487,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,552,000 | USD | evidence → |
| Total capital | 18,856,000 | USD | evidence → |
| Risk-weighted assets | 104,065,000 | USD | evidence → |