Call report 2008Q4
SMARTBIZ BANK, N.A. — 2008Q4
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 130,077,000 | USD | evidence → |
| Total loans | 110,192,000 | USD | evidence → |
| Allowance for loan losses | 2,405,000 | USD | evidence → |
| Securities available for sale | 4,534,000 | USD | evidence → |
| Securities held to maturity | 2,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 108,488,000 | USD | evidence → |
| Interest-bearing deposits | 104,024,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,464,000 | USD | evidence → |
| Equity capital | 15,135,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,136,000 | USD | evidence → |
| Interest expense | 3,808,000 | USD | evidence → |
| Net interest income | 2,328,000 | USD | evidence → |
| Noninterest income | 316,000 | USD | evidence → |
| Noninterest expense | 3,575,000 | USD | evidence → |
| Provision for loan losses | 2,058,000 | USD | evidence → |
| Pretax income | -2,979,000 | USD | evidence → |
| Income tax | 32,000 | USD | evidence → |
| Net income | -3,011,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,101,000 | USD | evidence → |
| Total capital | 16,531,000 | USD | evidence → |
| Risk-weighted assets | 113,452,000 | USD | evidence → |