Call report 2008Q1
SMARTBIZ BANK, N.A. — 2008Q1
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 111,378,000 | USD | evidence → |
| Total loans | 87,209,000 | USD | evidence → |
| Allowance for loan losses | 1,307,000 | USD | evidence → |
| Securities available for sale | 1,006,000 | USD | evidence → |
| Securities held to maturity | 4,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 92,267,000 | USD | evidence → |
| Interest-bearing deposits | 87,183,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,084,000 | USD | evidence → |
| Equity capital | 17,922,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,611,000 | USD | evidence → |
| Interest expense | 900,000 | USD | evidence → |
| Net interest income | 711,000 | USD | evidence → |
| Noninterest income | 70,000 | USD | evidence → |
| Noninterest expense | 777,000 | USD | evidence → |
| Provision for loan losses | 107,000 | USD | evidence → |
| Pretax income | -103,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -103,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,916,000 | USD | evidence → |
| Total capital | 19,056,000 | USD | evidence → |
| Risk-weighted assets | 91,175,000 | USD | evidence → |