Call report 2007Q4
SMARTBIZ BANK, N.A. — 2007Q4
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 95,539,000 | USD | evidence → |
| Total loans | 79,908,000 | USD | evidence → |
| Allowance for loan losses | 1,200,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 3,500,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 76,199,000 | USD | evidence → |
| Interest-bearing deposits | 71,371,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,828,000 | USD | evidence → |
| Equity capital | 18,001,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,306,000 | USD | evidence → |
| Interest expense | 2,534,000 | USD | evidence → |
| Net interest income | 2,772,000 | USD | evidence → |
| Noninterest income | 72,000 | USD | evidence → |
| Noninterest expense | 2,046,000 | USD | evidence → |
| Provision for loan losses | 675,000 | USD | evidence → |
| Pretax income | 123,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 123,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,001,000 | USD | evidence → |
| Total capital | 19,019,000 | USD | evidence → |
| Risk-weighted assets | 81,257,000 | USD | evidence → |