Call report 2006Q4
SMARTBIZ BANK, N.A. — 2006Q4
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 44,215,000 | USD | evidence → |
| Total loans | 34,705,000 | USD | evidence → |
| Allowance for loan losses | 525,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 25,977,000 | USD | evidence → |
| Interest-bearing deposits | 23,683,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,294,000 | USD | evidence → |
| Equity capital | 17,752,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,526,000 | USD | evidence → |
| Interest expense | 330,000 | USD | evidence → |
| Net interest income | 1,196,000 | USD | evidence → |
| Noninterest income | 53,000 | USD | evidence → |
| Noninterest expense | 2,472,000 | USD | evidence → |
| Provision for loan losses | 525,000 | USD | evidence → |
| Pretax income | -1,748,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -1,748,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,752,000 | USD | evidence → |
| Total capital | 18,223,000 | USD | evidence → |
| Risk-weighted assets | 37,608,000 | USD | evidence → |