Call report 2006Q3
SMARTBIZ BANK, N.A. — 2006Q3
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2006Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 31,046,000 | USD | evidence → |
| Total loans | 21,162,000 | USD | evidence → |
| Allowance for loan losses | 320,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 12,852,000 | USD | evidence → |
| Interest-bearing deposits | 10,914,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,939,000 | USD | evidence → |
| Equity capital | 18,010,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 841,000 | USD | evidence → |
| Interest expense | 101,000 | USD | evidence → |
| Net interest income | 740,000 | USD | evidence → |
| Noninterest income | 23,000 | USD | evidence → |
| Noninterest expense | 1,433,000 | USD | evidence → |
| Provision for loan losses | 320,000 | USD | evidence → |
| Pretax income | -990,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -990,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,010,000 | USD | evidence → |
| Total capital | 18,312,000 | USD | evidence → |
| Risk-weighted assets | 24,149,000 | USD | evidence → |