Call report 2007Q1
SMARTBIZ BANK, N.A. — 2007Q1
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 60,090,000 | USD | evidence → |
| Total loans | 48,561,000 | USD | evidence → |
| Allowance for loan losses | 730,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 41,718,000 | USD | evidence → |
| Interest-bearing deposits | 39,141,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,577,000 | USD | evidence → |
| Equity capital | 17,635,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,007,000 | USD | evidence → |
| Interest expense | 456,000 | USD | evidence → |
| Net interest income | 551,000 | USD | evidence → |
| Noninterest income | 25,000 | USD | evidence → |
| Noninterest expense | 519,000 | USD | evidence → |
| Provision for loan losses | 205,000 | USD | evidence → |
| Pretax income | -148,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -148,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,635,000 | USD | evidence → |
| Total capital | 18,254,000 | USD | evidence → |
| Risk-weighted assets | 49,432,000 | USD | evidence → |