Call report 2006Q2
SMARTBIZ BANK, N.A. — 2006Q2
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2006Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 22,449,000 | USD | evidence → |
| Total loans | 7,278,000 | USD | evidence → |
| Allowance for loan losses | 150,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 4,204,000 | USD | evidence → |
| Interest-bearing deposits | 2,500,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,704,000 | USD | evidence → |
| Equity capital | 18,220,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 393,000 | USD | evidence → |
| Interest expense | 11,000 | USD | evidence → |
| Net interest income | 382,000 | USD | evidence → |
| Noninterest income | 1,000 | USD | evidence → |
| Noninterest expense | 1,013,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | -780,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -780,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,220,000 | USD | evidence → |
| Total capital | 18,351,000 | USD | evidence → |
| Risk-weighted assets | 10,478,000 | USD | evidence → |