Call report 2007Q3
VALLEY EXCHANGE BANK — 2007Q3
The 22 measures VALLEY EXCHANGE BANK reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 51,295,000 | USD | evidence → |
| Total loans | 31,699,000 | USD | evidence → |
| Allowance for loan losses | 350,000 | USD | evidence → |
| Securities available for sale | 1,002,000 | USD | evidence → |
| Securities held to maturity | 13,793,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 41,664,000 | USD | evidence → |
| Interest-bearing deposits | 35,880,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,784,000 | USD | evidence → |
| Equity capital | 9,330,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,606,000 | USD | evidence → |
| Interest expense | 670,000 | USD | evidence → |
| Net interest income | 1,936,000 | USD | evidence → |
| Noninterest income | 171,000 | USD | evidence → |
| Noninterest expense | 1,250,000 | USD | evidence → |
| Provision for loan losses | 18,000 | USD | evidence → |
| Pretax income | 835,000 | USD | evidence → |
| Income tax | 303,000 | USD | evidence → |
| Net income | 532,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,313,000 | USD | evidence → |
| Total capital | 9,663,000 | USD | evidence → |
| Risk-weighted assets | 32,014,000 | USD | evidence → |