Call report 2007Q4
VALLEY EXCHANGE BANK — 2007Q4
The 22 measures VALLEY EXCHANGE BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 53,584,000 | USD | evidence → |
| Total loans | 30,792,000 | USD | evidence → |
| Allowance for loan losses | 353,000 | USD | evidence → |
| Securities available for sale | 3,009,000 | USD | evidence → |
| Securities held to maturity | 14,717,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 44,138,000 | USD | evidence → |
| Interest-bearing deposits | 37,454,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,684,000 | USD | evidence → |
| Equity capital | 9,262,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,468,000 | USD | evidence → |
| Interest expense | 926,000 | USD | evidence → |
| Net interest income | 2,542,000 | USD | evidence → |
| Noninterest income | 222,000 | USD | evidence → |
| Noninterest expense | 1,646,000 | USD | evidence → |
| Provision for loan losses | 88,000 | USD | evidence → |
| Pretax income | 1,026,000 | USD | evidence → |
| Income tax | 368,000 | USD | evidence → |
| Net income | 658,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,203,000 | USD | evidence → |
| Total capital | 9,556,000 | USD | evidence → |
| Risk-weighted assets | 31,179,000 | USD | evidence → |