Call report 2007Q2
VALLEY EXCHANGE BANK — 2007Q2
The 22 measures VALLEY EXCHANGE BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 50,141,000 | USD | evidence → |
| Total loans | 32,474,000 | USD | evidence → |
| Allowance for loan losses | 372,000 | USD | evidence → |
| Securities available for sale | 498,000 | USD | evidence → |
| Securities held to maturity | 13,791,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 40,844,000 | USD | evidence → |
| Interest-bearing deposits | 35,299,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,545,000 | USD | evidence → |
| Equity capital | 9,150,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,742,000 | USD | evidence → |
| Interest expense | 442,000 | USD | evidence → |
| Net interest income | 1,300,000 | USD | evidence → |
| Noninterest income | 116,000 | USD | evidence → |
| Noninterest expense | 865,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 551,000 | USD | evidence → |
| Income tax | 197,000 | USD | evidence → |
| Net income | 354,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,135,000 | USD | evidence → |
| Total capital | 9,507,000 | USD | evidence → |
| Risk-weighted assets | 32,447,000 | USD | evidence → |