Call report 2007Q1
VALLEY EXCHANGE BANK — 2007Q1
The 22 measures VALLEY EXCHANGE BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 52,369,000 | USD | evidence → |
| Total loans | 31,518,000 | USD | evidence → |
| Allowance for loan losses | 372,000 | USD | evidence → |
| Securities available for sale | 2,981,000 | USD | evidence → |
| Securities held to maturity | 13,780,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 43,137,000 | USD | evidence → |
| Interest-bearing deposits | 36,667,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,470,000 | USD | evidence → |
| Equity capital | 8,966,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 856,000 | USD | evidence → |
| Interest expense | 224,000 | USD | evidence → |
| Net interest income | 632,000 | USD | evidence → |
| Noninterest income | 53,000 | USD | evidence → |
| Noninterest expense | 423,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 262,000 | USD | evidence → |
| Income tax | 93,000 | USD | evidence → |
| Net income | 169,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,950,000 | USD | evidence → |
| Total capital | 9,322,000 | USD | evidence → |
| Risk-weighted assets | 31,774,000 | USD | evidence → |