Call report 2004Q1
VALLEY EXCHANGE BANK — 2004Q1
The 22 measures VALLEY EXCHANGE BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 55,746,000 | USD | evidence → |
| Total loans | 29,933,000 | USD | evidence → |
| Allowance for loan losses | 346,000 | USD | evidence → |
| Securities available for sale | 5,246,000 | USD | evidence → |
| Securities held to maturity | 16,078,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 46,863,000 | USD | evidence → |
| Interest-bearing deposits | 41,897,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,966,000 | USD | evidence → |
| Equity capital | 8,552,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 518,000 | USD | evidence → |
| Interest expense | 157,000 | USD | evidence → |
| Net interest income | 361,000 | USD | evidence → |
| Noninterest income | 61,000 | USD | evidence → |
| Noninterest expense | 346,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 76,000 | USD | evidence → |
| Income tax | 27,000 | USD | evidence → |
| Net income | 49,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,527,000 | USD | evidence → |
| Total capital | 8,873,000 | USD | evidence → |
| Risk-weighted assets | 29,681,000 | USD | evidence → |