Call report 2003Q4
VALLEY EXCHANGE BANK — 2003Q4
The 22 measures VALLEY EXCHANGE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 54,981,000 | USD | evidence → |
| Total loans | 29,903,000 | USD | evidence → |
| Allowance for loan losses | 358,000 | USD | evidence → |
| Securities available for sale | 5,747,000 | USD | evidence → |
| Securities held to maturity | 16,413,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 46,064,000 | USD | evidence → |
| Interest-bearing deposits | 40,831,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,233,000 | USD | evidence → |
| Equity capital | 8,704,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,224,000 | USD | evidence → |
| Interest expense | 709,000 | USD | evidence → |
| Net interest income | 1,515,000 | USD | evidence → |
| Noninterest income | 258,000 | USD | evidence → |
| Noninterest expense | 1,342,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 416,000 | USD | evidence → |
| Income tax | 147,000 | USD | evidence → |
| Net income | 269,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,679,000 | USD | evidence → |
| Total capital | 9,037,000 | USD | evidence → |
| Risk-weighted assets | 29,198,000 | USD | evidence → |