Call report 2004Q2
VALLEY EXCHANGE BANK — 2004Q2
The 22 measures VALLEY EXCHANGE BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 58,706,000 | USD | evidence → |
| Total loans | 30,304,000 | USD | evidence → |
| Allowance for loan losses | 344,000 | USD | evidence → |
| Securities available for sale | 5,738,000 | USD | evidence → |
| Securities held to maturity | 19,546,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 49,931,000 | USD | evidence → |
| Interest-bearing deposits | 43,985,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,946,000 | USD | evidence → |
| Equity capital | 8,596,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,029,000 | USD | evidence → |
| Interest expense | 321,000 | USD | evidence → |
| Net interest income | 708,000 | USD | evidence → |
| Noninterest income | 125,000 | USD | evidence → |
| Noninterest expense | 687,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 146,000 | USD | evidence → |
| Income tax | 52,000 | USD | evidence → |
| Net income | 94,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,572,000 | USD | evidence → |
| Total capital | 8,916,000 | USD | evidence → |
| Risk-weighted assets | 29,642,000 | USD | evidence → |