Call report 2025Q3
SOUTHPOINT BANK — 2025Q3
The 22 measures SOUTHPOINT BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,596,315,000 | USD | evidence → |
| Total loans | 1,327,440,000 | USD | evidence → |
| Allowance for loan losses | 18,583,000 | USD | evidence → |
| Securities available for sale | 58,087,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,453,196,000 | USD | evidence → |
| Interest-bearing deposits | 1,296,399,000 | USD | evidence → |
| Noninterest-bearing deposits | 156,797,000 | USD | evidence → |
| Equity capital | 132,976,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 81,675,000 | USD | evidence → |
| Interest expense | 41,666,000 | USD | evidence → |
| Net interest income | 40,009,000 | USD | evidence → |
| Noninterest income | 7,126,000 | USD | evidence → |
| Noninterest expense | 27,046,000 | USD | evidence → |
| Provision for loan losses | 11,500,000 | USD | evidence → |
| Pretax income | 8,679,000 | USD | evidence → |
| Income tax | 1,884,000 | USD | evidence → |
| Net income | 6,795,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 127,128,000 | USD | evidence → |
| Total capital | 143,689,000 | USD | evidence → |
| Risk-weighted assets | 1,322,411,000 | USD | evidence → |