Call report 2025Q4
SOUTHPOINT BANK — 2025Q4
The 22 measures SOUTHPOINT BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,563,295,000 | USD | evidence → |
| Total loans | 1,199,518,000 | USD | evidence → |
| Allowance for loan losses | 27,619,000 | USD | evidence → |
| Securities available for sale | 58,189,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,436,668,000 | USD | evidence → |
| Interest-bearing deposits | 1,284,876,000 | USD | evidence → |
| Noninterest-bearing deposits | 151,792,000 | USD | evidence → |
| Equity capital | 116,956,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 104,807,000 | USD | evidence → |
| Interest expense | 52,863,000 | USD | evidence → |
| Net interest income | 51,944,000 | USD | evidence → |
| Noninterest income | 9,461,000 | USD | evidence → |
| Noninterest expense | 36,004,000 | USD | evidence → |
| Provision for loan losses | 36,800,000 | USD | evidence → |
| Pretax income | -11,720,000 | USD | evidence → |
| Income tax | -2,618,000 | USD | evidence → |
| Net income | -9,102,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 110,698,000 | USD | evidence → |
| Total capital | 125,814,000 | USD | evidence → |
| Risk-weighted assets | 1,195,985,000 | USD | evidence → |