Call report 2025Q2
SOUTHPOINT BANK — 2025Q2
The 22 measures SOUTHPOINT BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,675,507,000 | USD | evidence → |
| Total loans | 1,441,103,000 | USD | evidence → |
| Allowance for loan losses | 14,459,000 | USD | evidence → |
| Securities available for sale | 56,585,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,536,448,000 | USD | evidence → |
| Interest-bearing deposits | 1,371,655,000 | USD | evidence → |
| Noninterest-bearing deposits | 164,793,000 | USD | evidence → |
| Equity capital | 129,152,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 55,612,000 | USD | evidence → |
| Interest expense | 28,963,000 | USD | evidence → |
| Net interest income | 26,649,000 | USD | evidence → |
| Noninterest income | 5,002,000 | USD | evidence → |
| Noninterest expense | 18,332,000 | USD | evidence → |
| Provision for loan losses | 7,247,000 | USD | evidence → |
| Pretax income | 5,858,000 | USD | evidence → |
| Income tax | 1,262,000 | USD | evidence → |
| Net income | 4,596,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 124,864,000 | USD | evidence → |
| Total capital | 140,044,000 | USD | evidence → |
| Risk-weighted assets | 1,429,788,000 | USD | evidence → |