Call report 2025Q1
SOUTHPOINT BANK — 2025Q1
The 22 measures SOUTHPOINT BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,792,650,000 | USD | evidence → |
| Total loans | 1,484,958,000 | USD | evidence → |
| Allowance for loan losses | 16,378,000 | USD | evidence → |
| Securities available for sale | 58,789,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,652,188,000 | USD | evidence → |
| Interest-bearing deposits | 1,486,620,000 | USD | evidence → |
| Noninterest-bearing deposits | 165,568,000 | USD | evidence → |
| Equity capital | 128,445,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,233,000 | USD | evidence → |
| Interest expense | 14,601,000 | USD | evidence → |
| Net interest income | 12,632,000 | USD | evidence → |
| Noninterest income | 1,977,000 | USD | evidence → |
| Noninterest expense | 8,816,000 | USD | evidence → |
| Provision for loan losses | 2,997,000 | USD | evidence → |
| Pretax income | 2,792,000 | USD | evidence → |
| Income tax | 584,000 | USD | evidence → |
| Net income | 2,208,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 122,760,000 | USD | evidence → |
| Total capital | 139,650,000 | USD | evidence → |
| Risk-weighted assets | 1,498,837,000 | USD | evidence → |