Call report 2024Q4
SOUTHPOINT BANK — 2024Q4
The 22 measures SOUTHPOINT BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,761,151,000 | USD | evidence → |
| Total loans | 1,497,265,000 | USD | evidence → |
| Allowance for loan losses | 13,364,000 | USD | evidence → |
| Securities available for sale | 58,849,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,624,894,000 | USD | evidence → |
| Interest-bearing deposits | 1,472,571,000 | USD | evidence → |
| Noninterest-bearing deposits | 152,323,000 | USD | evidence → |
| Equity capital | 125,843,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 117,541,000 | USD | evidence → |
| Interest expense | 60,232,000 | USD | evidence → |
| Net interest income | 57,309,000 | USD | evidence → |
| Noninterest income | 6,643,000 | USD | evidence → |
| Noninterest expense | 33,757,000 | USD | evidence → |
| Provision for loan losses | 40,891,000 | USD | evidence → |
| Pretax income | -11,206,000 | USD | evidence → |
| Income tax | -3,276,000 | USD | evidence → |
| Net income | -7,930,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 120,486,000 | USD | evidence → |
| Total capital | 134,359,000 | USD | evidence → |
| Risk-weighted assets | 1,510,331,000 | USD | evidence → |