Call report 2023Q3
CITIZENS GUARANTY BANK — 2023Q3
The 22 measures CITIZENS GUARANTY BANK reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 278,085,000 | USD | evidence → |
| Total loans | 244,807,000 | USD | evidence → |
| Allowance for loan losses | 2,988,000 | USD | evidence → |
| Securities available for sale | 13,842,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 246,598,000 | USD | evidence → |
| Interest-bearing deposits | 161,011,000 | USD | evidence → |
| Noninterest-bearing deposits | 85,587,000 | USD | evidence → |
| Equity capital | 19,456,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,433,000 | USD | evidence → |
| Interest expense | 2,685,000 | USD | evidence → |
| Net interest income | 8,748,000 | USD | evidence → |
| Noninterest income | 1,717,000 | USD | evidence → |
| Noninterest expense | 8,847,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 1,588,000 | USD | evidence → |
| Income tax | 11,000 | USD | evidence → |
| Net income | 1,577,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,693,000 | USD | evidence → |
| Total capital | 23,244,000 | USD | evidence → |
| Risk-weighted assets | 203,678,000 | USD | evidence → |