Call report 2023Q4
CITIZENS GUARANTY BANK — 2023Q4
The 22 measures CITIZENS GUARANTY BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 277,636,000 | USD | evidence → |
| Total loans | 250,208,000 | USD | evidence → |
| Allowance for loan losses | 3,002,000 | USD | evidence → |
| Securities available for sale | 13,668,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 243,511,000 | USD | evidence → |
| Interest-bearing deposits | 162,801,000 | USD | evidence → |
| Noninterest-bearing deposits | 80,710,000 | USD | evidence → |
| Equity capital | 20,425,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,503,000 | USD | evidence → |
| Interest expense | 3,796,000 | USD | evidence → |
| Net interest income | 11,707,000 | USD | evidence → |
| Noninterest income | 2,257,000 | USD | evidence → |
| Noninterest expense | 11,495,000 | USD | evidence → |
| Provision for loan losses | 308,000 | USD | evidence → |
| Pretax income | 2,161,000 | USD | evidence → |
| Income tax | 15,000 | USD | evidence → |
| Net income | 2,146,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,201,000 | USD | evidence → |
| Total capital | 23,792,000 | USD | evidence → |
| Risk-weighted assets | 206,933,000 | USD | evidence → |