Call report 2023Q2
CITIZENS GUARANTY BANK — 2023Q2
The 22 measures CITIZENS GUARANTY BANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 287,500,000 | USD | evidence → |
| Total loans | 243,492,000 | USD | evidence → |
| Allowance for loan losses | 3,033,000 | USD | evidence → |
| Securities available for sale | 14,470,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 249,563,000 | USD | evidence → |
| Interest-bearing deposits | 167,952,000 | USD | evidence → |
| Noninterest-bearing deposits | 81,611,000 | USD | evidence → |
| Equity capital | 19,042,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,469,000 | USD | evidence → |
| Interest expense | 1,686,000 | USD | evidence → |
| Net interest income | 5,783,000 | USD | evidence → |
| Noninterest income | 1,133,000 | USD | evidence → |
| Noninterest expense | 5,931,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 955,000 | USD | evidence → |
| Income tax | 8,000 | USD | evidence → |
| Net income | 947,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,062,000 | USD | evidence → |
| Total capital | 22,696,000 | USD | evidence → |
| Risk-weighted assets | 210,325,000 | USD | evidence → |