Call report 2023Q1
CITIZENS GUARANTY BANK — 2023Q1
The 22 measures CITIZENS GUARANTY BANK reported to the FFIEC for 2023Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 292,473,000 | USD | evidence → |
| Total loans | 245,760,000 | USD | evidence → |
| Allowance for loan losses | 3,107,000 | USD | evidence → |
| Securities available for sale | 14,873,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 250,116,000 | USD | evidence → |
| Interest-bearing deposits | 166,656,000 | USD | evidence → |
| Noninterest-bearing deposits | 83,460,000 | USD | evidence → |
| Equity capital | 18,788,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,590,000 | USD | evidence → |
| Interest expense | 765,000 | USD | evidence → |
| Net interest income | 2,825,000 | USD | evidence → |
| Noninterest income | 588,000 | USD | evidence → |
| Noninterest expense | 2,921,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 462,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | 461,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,683,000 | USD | evidence → |
| Total capital | 22,325,000 | USD | evidence → |
| Risk-weighted assets | 210,934,000 | USD | evidence → |