Call report 2022Q4
CITIZENS GUARANTY BANK — 2022Q4
The 22 measures CITIZENS GUARANTY BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 280,725,000 | USD | evidence → |
| Total loans | 246,729,000 | USD | evidence → |
| Allowance for loan losses | 3,081,000 | USD | evidence → |
| Securities available for sale | 15,078,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 233,587,000 | USD | evidence → |
| Interest-bearing deposits | 153,938,000 | USD | evidence → |
| Noninterest-bearing deposits | 79,649,000 | USD | evidence → |
| Equity capital | 16,195,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,990,000 | USD | evidence → |
| Interest expense | 1,284,000 | USD | evidence → |
| Net interest income | 11,706,000 | USD | evidence → |
| Noninterest income | 2,052,000 | USD | evidence → |
| Noninterest expense | 10,873,000 | USD | evidence → |
| Provision for loan losses | 326,000 | USD | evidence → |
| Pretax income | 2,523,000 | USD | evidence → |
| Income tax | 13,000 | USD | evidence → |
| Net income | 2,510,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,264,000 | USD | evidence → |
| Total capital | 19,909,000 | USD | evidence → |
| Risk-weighted assets | 211,169,000 | USD | evidence → |