Call report 2022Q1
CITIZENS GUARANTY BANK — 2022Q1
The 22 measures CITIZENS GUARANTY BANK reported to the FFIEC for 2022Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 253,641,000 | USD | evidence → |
| Total loans | 226,561,000 | USD | evidence → |
| Allowance for loan losses | 3,170,000 | USD | evidence → |
| Securities available for sale | 13,498,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 222,765,000 | USD | evidence → |
| Interest-bearing deposits | 143,979,000 | USD | evidence → |
| Noninterest-bearing deposits | 78,786,000 | USD | evidence → |
| Equity capital | 16,215,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,055,000 | USD | evidence → |
| Interest expense | 200,000 | USD | evidence → |
| Net interest income | 2,855,000 | USD | evidence → |
| Noninterest income | 516,000 | USD | evidence → |
| Noninterest expense | 2,589,000 | USD | evidence → |
| Provision for loan losses | 76,000 | USD | evidence → |
| Pretax income | 706,000 | USD | evidence → |
| Income tax | 3,000 | USD | evidence → |
| Net income | 703,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,720,000 | USD | evidence → |
| Total capital | 19,087,000 | USD | evidence → |
| Risk-weighted assets | 188,613,000 | USD | evidence → |