Call report 2021Q4
CITIZENS GUARANTY BANK — 2021Q4
The 22 measures CITIZENS GUARANTY BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 248,211,000 | USD | evidence → |
| Total loans | 222,536,000 | USD | evidence → |
| Allowance for loan losses | 3,095,000 | USD | evidence → |
| Securities available for sale | 14,955,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 218,288,000 | USD | evidence → |
| Interest-bearing deposits | 145,923,000 | USD | evidence → |
| Noninterest-bearing deposits | 72,365,000 | USD | evidence → |
| Equity capital | 16,367,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,994,000 | USD | evidence → |
| Interest expense | 1,170,000 | USD | evidence → |
| Net interest income | 10,824,000 | USD | evidence → |
| Noninterest income | 1,895,000 | USD | evidence → |
| Noninterest expense | 9,622,000 | USD | evidence → |
| Provision for loan losses | 488,000 | USD | evidence → |
| Pretax income | 2,622,000 | USD | evidence → |
| Income tax | 13,000 | USD | evidence → |
| Net income | 2,609,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,195,000 | USD | evidence → |
| Total capital | 18,493,000 | USD | evidence → |
| Risk-weighted assets | 183,099,000 | USD | evidence → |