Call report 2022Q2
CITIZENS GUARANTY BANK — 2022Q2
The 22 measures CITIZENS GUARANTY BANK reported to the FFIEC for 2022Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 259,294,000 | USD | evidence → |
| Total loans | 233,357,000 | USD | evidence → |
| Allowance for loan losses | 3,133,000 | USD | evidence → |
| Securities available for sale | 14,275,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 221,172,000 | USD | evidence → |
| Interest-bearing deposits | 141,826,000 | USD | evidence → |
| Noninterest-bearing deposits | 79,346,000 | USD | evidence → |
| Equity capital | 16,203,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,116,000 | USD | evidence → |
| Interest expense | 412,000 | USD | evidence → |
| Net interest income | 5,704,000 | USD | evidence → |
| Noninterest income | 1,021,000 | USD | evidence → |
| Noninterest expense | 5,301,000 | USD | evidence → |
| Provision for loan losses | 136,000 | USD | evidence → |
| Pretax income | 1,288,000 | USD | evidence → |
| Income tax | 7,000 | USD | evidence → |
| Net income | 1,281,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,958,000 | USD | evidence → |
| Total capital | 19,365,000 | USD | evidence → |
| Risk-weighted assets | 191,891,000 | USD | evidence → |