Call report 2008Q4
CITIZENS GUARANTY BANK — 2008Q4
The 22 measures CITIZENS GUARANTY BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 117,399,000 | USD | evidence → |
| Total loans | 93,639,000 | USD | evidence → |
| Allowance for loan losses | 1,843,000 | USD | evidence → |
| Securities available for sale | 16,955,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 89,110,000 | USD | evidence → |
| Interest-bearing deposits | 73,595,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,515,000 | USD | evidence → |
| Equity capital | 8,391,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,336,000 | USD | evidence → |
| Interest expense | 2,757,000 | USD | evidence → |
| Net interest income | 4,579,000 | USD | evidence → |
| Noninterest income | 2,276,000 | USD | evidence → |
| Noninterest expense | 4,698,000 | USD | evidence → |
| Provision for loan losses | 580,000 | USD | evidence → |
| Pretax income | 649,000 | USD | evidence → |
| Income tax | 24,000 | USD | evidence → |
| Net income | 625,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,638,000 | USD | evidence → |
| Total capital | 9,691,000 | USD | evidence → |
| Risk-weighted assets | 83,459,000 | USD | evidence → |