Call report 2008Q3
CITIZENS GUARANTY BANK — 2008Q3
The 22 measures CITIZENS GUARANTY BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 115,106,000 | USD | evidence → |
| Total loans | 91,503,000 | USD | evidence → |
| Allowance for loan losses | 1,604,000 | USD | evidence → |
| Securities available for sale | 17,016,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 79,086,000 | USD | evidence → |
| Interest-bearing deposits | 63,942,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,144,000 | USD | evidence → |
| Equity capital | 8,227,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,461,000 | USD | evidence → |
| Interest expense | 2,055,000 | USD | evidence → |
| Net interest income | 3,406,000 | USD | evidence → |
| Noninterest income | 2,011,000 | USD | evidence → |
| Noninterest expense | 3,558,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 858,000 | USD | evidence → |
| Income tax | 24,000 | USD | evidence → |
| Net income | 834,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,888,000 | USD | evidence → |
| Total capital | 9,949,000 | USD | evidence → |
| Risk-weighted assets | 83,812,000 | USD | evidence → |