Call report 2009Q1
CITIZENS GUARANTY BANK — 2009Q1
The 22 measures CITIZENS GUARANTY BANK reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 116,488,000 | USD | evidence → |
| Total loans | 97,567,000 | USD | evidence → |
| Allowance for loan losses | 1,907,000 | USD | evidence → |
| Securities available for sale | 15,679,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 91,775,000 | USD | evidence → |
| Interest-bearing deposits | 75,790,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,985,000 | USD | evidence → |
| Equity capital | 8,308,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,792,000 | USD | evidence → |
| Interest expense | 653,000 | USD | evidence → |
| Net interest income | 1,139,000 | USD | evidence → |
| Noninterest income | 278,000 | USD | evidence → |
| Noninterest expense | 1,224,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 133,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 133,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,742,000 | USD | evidence → |
| Total capital | 9,836,000 | USD | evidence → |
| Risk-weighted assets | 86,744,000 | USD | evidence → |