Call report 2004Q3
CITIZENS GUARANTY BANK — 2004Q3
The 22 measures CITIZENS GUARANTY BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 103,834,000 | USD | evidence → |
| Total loans | 67,351,000 | USD | evidence → |
| Allowance for loan losses | 1,242,000 | USD | evidence → |
| Securities available for sale | 29,152,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 72,810,000 | USD | evidence → |
| Interest-bearing deposits | 59,255,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,555,000 | USD | evidence → |
| Equity capital | 7,283,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,536,000 | USD | evidence → |
| Interest expense | 1,473,000 | USD | evidence → |
| Net interest income | 3,063,000 | USD | evidence → |
| Noninterest income | 853,000 | USD | evidence → |
| Noninterest expense | 2,984,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 953,000 | USD | evidence → |
| Income tax | 302,000 | USD | evidence → |
| Net income | 651,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,137,000 | USD | evidence → |
| Total capital | 7,889,000 | USD | evidence → |
| Risk-weighted assets | 59,678,000 | USD | evidence → |