Call report 2004Q4
CITIZENS GUARANTY BANK — 2004Q4
The 22 measures CITIZENS GUARANTY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 103,991,000 | USD | evidence → |
| Total loans | 67,783,000 | USD | evidence → |
| Allowance for loan losses | 1,356,000 | USD | evidence → |
| Securities available for sale | 26,308,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 75,351,000 | USD | evidence → |
| Interest-bearing deposits | 58,834,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,517,000 | USD | evidence → |
| Equity capital | 7,349,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,109,000 | USD | evidence → |
| Interest expense | 1,969,000 | USD | evidence → |
| Net interest income | 4,140,000 | USD | evidence → |
| Noninterest income | 1,113,000 | USD | evidence → |
| Noninterest expense | 3,963,000 | USD | evidence → |
| Provision for loan losses | 176,000 | USD | evidence → |
| Pretax income | 1,153,000 | USD | evidence → |
| Income tax | 367,000 | USD | evidence → |
| Net income | 786,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,273,000 | USD | evidence → |
| Total capital | 8,016,000 | USD | evidence → |
| Risk-weighted assets | 58,836,000 | USD | evidence → |