Call report 2004Q2
CITIZENS GUARANTY BANK — 2004Q2
The 22 measures CITIZENS GUARANTY BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 102,766,000 | USD | evidence → |
| Total loans | 63,948,000 | USD | evidence → |
| Allowance for loan losses | 1,252,000 | USD | evidence → |
| Securities available for sale | 29,948,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 73,687,000 | USD | evidence → |
| Interest-bearing deposits | 60,780,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,907,000 | USD | evidence → |
| Equity capital | 6,797,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,023,000 | USD | evidence → |
| Interest expense | 978,000 | USD | evidence → |
| Net interest income | 2,045,000 | USD | evidence → |
| Noninterest income | 569,000 | USD | evidence → |
| Noninterest expense | 1,965,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 669,000 | USD | evidence → |
| Income tax | 214,000 | USD | evidence → |
| Net income | 455,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,942,000 | USD | evidence → |
| Total capital | 7,669,000 | USD | evidence → |
| Risk-weighted assets | 57,726,000 | USD | evidence → |