Call report 2004Q1
CITIZENS GUARANTY BANK — 2004Q1
The 22 measures CITIZENS GUARANTY BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 104,008,000 | USD | evidence → |
| Total loans | 65,677,000 | USD | evidence → |
| Allowance for loan losses | 1,239,000 | USD | evidence → |
| Securities available for sale | 30,964,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 73,770,000 | USD | evidence → |
| Interest-bearing deposits | 61,275,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,495,000 | USD | evidence → |
| Equity capital | 7,077,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,530,000 | USD | evidence → |
| Interest expense | 493,000 | USD | evidence → |
| Net interest income | 1,037,000 | USD | evidence → |
| Noninterest income | 285,000 | USD | evidence → |
| Noninterest expense | 963,000 | USD | evidence → |
| Provision for loan losses | -26,000 | USD | evidence → |
| Pretax income | 405,000 | USD | evidence → |
| Income tax | 131,000 | USD | evidence → |
| Net income | 274,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,760,000 | USD | evidence → |
| Total capital | 7,479,000 | USD | evidence → |
| Risk-weighted assets | 56,987,000 | USD | evidence → |