Call report 2003Q4
CITIZENS GUARANTY BANK — 2003Q4
The 22 measures CITIZENS GUARANTY BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 108,286,000 | USD | evidence → |
| Total loans | 62,059,000 | USD | evidence → |
| Allowance for loan losses | 1,241,000 | USD | evidence → |
| Securities available for sale | 36,893,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 74,021,000 | USD | evidence → |
| Interest-bearing deposits | 61,699,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,322,000 | USD | evidence → |
| Equity capital | 6,695,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,946,000 | USD | evidence → |
| Interest expense | 2,031,000 | USD | evidence → |
| Net interest income | 3,915,000 | USD | evidence → |
| Noninterest income | 1,133,000 | USD | evidence → |
| Noninterest expense | 3,849,000 | USD | evidence → |
| Provision for loan losses | 171,000 | USD | evidence → |
| Pretax income | 1,062,000 | USD | evidence → |
| Income tax | 343,000 | USD | evidence → |
| Net income | 719,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,487,000 | USD | evidence → |
| Total capital | 7,200,000 | USD | evidence → |
| Risk-weighted assets | 56,550,000 | USD | evidence → |