Call report 2003Q3
CITIZENS GUARANTY BANK — 2003Q3
The 22 measures CITIZENS GUARANTY BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 91,445,000 | USD | evidence → |
| Total loans | 60,739,000 | USD | evidence → |
| Allowance for loan losses | 1,065,000 | USD | evidence → |
| Securities available for sale | 20,530,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 71,925,000 | USD | evidence → |
| Interest-bearing deposits | 60,110,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,815,000 | USD | evidence → |
| Equity capital | 6,825,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,492,000 | USD | evidence → |
| Interest expense | 1,565,000 | USD | evidence → |
| Net interest income | 2,927,000 | USD | evidence → |
| Noninterest income | 849,000 | USD | evidence → |
| Noninterest expense | 2,922,000 | USD | evidence → |
| Provision for loan losses | -25,000 | USD | evidence → |
| Pretax income | 913,000 | USD | evidence → |
| Income tax | 295,000 | USD | evidence → |
| Net income | 618,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,637,000 | USD | evidence → |
| Total capital | 7,317,000 | USD | evidence → |
| Risk-weighted assets | 53,997,000 | USD | evidence → |