Call report 2003Q2
CITIZENS GUARANTY BANK — 2003Q2
The 22 measures CITIZENS GUARANTY BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 93,773,000 | USD | evidence → |
| Total loans | 60,714,000 | USD | evidence → |
| Allowance for loan losses | 1,085,000 | USD | evidence → |
| Securities available for sale | 25,700,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 73,344,000 | USD | evidence → |
| Interest-bearing deposits | 60,778,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,566,000 | USD | evidence → |
| Equity capital | 6,721,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,053,000 | USD | evidence → |
| Interest expense | 1,098,000 | USD | evidence → |
| Net interest income | 1,955,000 | USD | evidence → |
| Noninterest income | 569,000 | USD | evidence → |
| Noninterest expense | 1,969,000 | USD | evidence → |
| Provision for loan losses | -38,000 | USD | evidence → |
| Pretax income | 597,000 | USD | evidence → |
| Income tax | 193,000 | USD | evidence → |
| Net income | 404,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,422,000 | USD | evidence → |
| Total capital | 7,113,000 | USD | evidence → |
| Risk-weighted assets | 54,883,000 | USD | evidence → |