Call report 2003Q1
CITIZENS GUARANTY BANK — 2003Q1
The 22 measures CITIZENS GUARANTY BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 96,661,000 | USD | evidence → |
| Total loans | 60,355,000 | USD | evidence → |
| Allowance for loan losses | 1,096,000 | USD | evidence → |
| Securities available for sale | 28,535,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 77,120,000 | USD | evidence → |
| Interest-bearing deposits | 65,695,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,425,000 | USD | evidence → |
| Equity capital | 6,357,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,550,000 | USD | evidence → |
| Interest expense | 575,000 | USD | evidence → |
| Net interest income | 975,000 | USD | evidence → |
| Noninterest income | 251,000 | USD | evidence → |
| Noninterest expense | 975,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 236,000 | USD | evidence → |
| Income tax | 75,000 | USD | evidence → |
| Net income | 161,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,179,000 | USD | evidence → |
| Total capital | 6,874,000 | USD | evidence → |
| Risk-weighted assets | 55,200,000 | USD | evidence → |