Call report 2002Q4
CITIZENS GUARANTY BANK — 2002Q4
The 22 measures CITIZENS GUARANTY BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 96,782,000 | USD | evidence → |
| Total loans | 60,573,000 | USD | evidence → |
| Allowance for loan losses | 1,094,000 | USD | evidence → |
| Securities available for sale | 29,214,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 76,418,000 | USD | evidence → |
| Interest-bearing deposits | 65,391,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,027,000 | USD | evidence → |
| Equity capital | 6,191,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,803,000 | USD | evidence → |
| Interest expense | 2,593,000 | USD | evidence → |
| Net interest income | 4,210,000 | USD | evidence → |
| Noninterest income | 1,040,000 | USD | evidence → |
| Noninterest expense | 3,724,000 | USD | evidence → |
| Provision for loan losses | 31,000 | USD | evidence → |
| Pretax income | 1,495,000 | USD | evidence → |
| Income tax | 494,000 | USD | evidence → |
| Net income | 1,001,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,018,000 | USD | evidence → |
| Total capital | 6,674,000 | USD | evidence → |
| Risk-weighted assets | 52,054,000 | USD | evidence → |