Call report 2024Q4
LAKE SHORE BANK — 2024Q4
The 22 measures LAKE SHORE BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 685,157,000 | USD | evidence → |
| Total loans | 549,758,000 | USD | evidence → |
| Allowance for loan losses | 5,133,000 | USD | evidence → |
| Securities available for sale | 56,422,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 577,135,000 | USD | evidence → |
| Interest-bearing deposits | 477,474,000 | USD | evidence → |
| Noninterest-bearing deposits | 99,661,000 | USD | evidence → |
| Equity capital | 87,280,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 35,000,000 | USD | evidence → |
| Interest expense | 13,823,000 | USD | evidence → |
| Net interest income | 21,177,000 | USD | evidence → |
| Noninterest income | 3,018,000 | USD | evidence → |
| Noninterest expense | 19,482,000 | USD | evidence → |
| Provision for loan losses | -1,308,000 | USD | evidence → |
| Pretax income | 6,251,000 | USD | evidence → |
| Income tax | 1,034,000 | USD | evidence → |
| Net income | 5,217,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 97,244,000 | USD | evidence → |