Call report 2025Q1
LAKE SHORE BANK — 2025Q1
The 22 measures LAKE SHORE BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 688,370,000 | USD | evidence → |
| Total loans | 556,833,000 | USD | evidence → |
| Allowance for loan losses | 5,170,000 | USD | evidence → |
| Securities available for sale | 55,681,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 585,153,000 | USD | evidence → |
| Interest-bearing deposits | 493,114,000 | USD | evidence → |
| Noninterest-bearing deposits | 92,039,000 | USD | evidence → |
| Equity capital | 88,487,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,401,000 | USD | evidence → |
| Interest expense | 2,922,000 | USD | evidence → |
| Net interest income | 5,479,000 | USD | evidence → |
| Noninterest income | 637,000 | USD | evidence → |
| Noninterest expense | 4,733,000 | USD | evidence → |
| Provision for loan losses | 39,000 | USD | evidence → |
| Pretax income | 1,383,000 | USD | evidence → |
| Income tax | 238,000 | USD | evidence → |
| Net income | 1,145,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 98,438,000 | USD | evidence → |