Call report 2024Q3
LAKE SHORE BANK — 2024Q3
The 22 measures LAKE SHORE BANK reported to the FFIEC for 2024Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 697,390,000 | USD | evidence → |
| Total loans | 544,540,000 | USD | evidence → |
| Allowance for loan losses | 5,494,000 | USD | evidence → |
| Securities available for sale | 58,756,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 590,569,000 | USD | evidence → |
| Interest-bearing deposits | 489,311,000 | USD | evidence → |
| Noninterest-bearing deposits | 101,258,000 | USD | evidence → |
| Equity capital | 86,912,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,362,000 | USD | evidence → |
| Interest expense | 10,550,000 | USD | evidence → |
| Net interest income | 15,812,000 | USD | evidence → |
| Noninterest income | 2,039,000 | USD | evidence → |
| Noninterest expense | 14,338,000 | USD | evidence → |
| Provision for loan losses | -955,000 | USD | evidence → |
| Pretax income | 4,390,000 | USD | evidence → |
| Income tax | 720,000 | USD | evidence → |
| Net income | 3,670,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 95,651,000 | USD | evidence → |