Call report 2024Q2
LAKE SHORE BANK — 2024Q2
The 22 measures LAKE SHORE BANK reported to the FFIEC for 2024Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 710,494,000 | USD | evidence → |
| Total loans | 550,263,000 | USD | evidence → |
| Allowance for loan losses | 5,916,000 | USD | evidence → |
| Securities available for sale | 57,279,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 594,456,000 | USD | evidence → |
| Interest-bearing deposits | 494,630,000 | USD | evidence → |
| Noninterest-bearing deposits | 99,826,000 | USD | evidence → |
| Equity capital | 83,592,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,459,000 | USD | evidence → |
| Interest expense | 7,069,000 | USD | evidence → |
| Net interest income | 10,390,000 | USD | evidence → |
| Noninterest income | 1,313,000 | USD | evidence → |
| Noninterest expense | 9,654,000 | USD | evidence → |
| Provision for loan losses | -544,000 | USD | evidence → |
| Pretax income | 2,700,000 | USD | evidence → |
| Income tax | 442,000 | USD | evidence → |
| Net income | 2,258,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 94,196,000 | USD | evidence → |