Call report 2021Q4
LAKE SHORE BANK — 2021Q4
The 22 measures LAKE SHORE BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 714,033,000 | USD | evidence → |
| Total loans | 523,340,000 | USD | evidence → |
| Allowance for loan losses | 6,118,000 | USD | evidence → |
| Securities available for sale | 88,798,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 598,077,000 | USD | evidence → |
| Interest-bearing deposits | 483,551,000 | USD | evidence → |
| Noninterest-bearing deposits | 114,526,000 | USD | evidence → |
| Equity capital | 85,223,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,851,000 | USD | evidence → |
| Interest expense | 2,766,000 | USD | evidence → |
| Net interest income | 22,085,000 | USD | evidence → |
| Noninterest income | 2,961,000 | USD | evidence → |
| Noninterest expense | 16,658,000 | USD | evidence → |
| Provision for loan losses | 650,000 | USD | evidence → |
| Pretax income | 7,764,000 | USD | evidence → |
| Income tax | 1,371,000 | USD | evidence → |
| Net income | 6,393,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 84,245,000 | USD | evidence → |