Call report 2021Q3
LAKE SHORE BANK — 2021Q3
The 22 measures LAKE SHORE BANK reported to the FFIEC for 2021Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 708,725,000 | USD | evidence → |
| Total loans | 530,815,000 | USD | evidence → |
| Allowance for loan losses | 6,125,000 | USD | evidence → |
| Securities available for sale | 83,680,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 594,809,000 | USD | evidence → |
| Interest-bearing deposits | 477,073,000 | USD | evidence → |
| Noninterest-bearing deposits | 117,736,000 | USD | evidence → |
| Equity capital | 83,309,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,812,000 | USD | evidence → |
| Interest expense | 2,229,000 | USD | evidence → |
| Net interest income | 16,583,000 | USD | evidence → |
| Noninterest income | 2,053,000 | USD | evidence → |
| Noninterest expense | 12,515,000 | USD | evidence → |
| Provision for loan losses | 650,000 | USD | evidence → |
| Pretax income | 5,488,000 | USD | evidence → |
| Income tax | 949,000 | USD | evidence → |
| Net income | 4,539,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 82,326,000 | USD | evidence → |